Cash Made Simple
The process is quick, easy, and secure.
If approved, simply eSign and finalize your loan.
Funds are deposited as soon as the next business day.*
Pay back the loan amount and any fees you might own.
In the beginning, you'll unlock $25 or more. When we detect recurring deposits in your qualifying linked external account, you'll unlock at least $25 and up to $100. The account must have been opened for at least two months with a positive balance and active.
The max Tuo Payday Loan amount is $200. You can borrow any amount up to your loan limit. Your initial loan limit is established based on:
Your loan limit may change based on your credit history with Tuo or a change in any of the above.
A Tuo Cash Advance is made available to Tuo Cash members who pay the $4.99 per month membership fee. Tuo doesn't charge any fees associated to the funds used with standard funds delivery. You can choose the optional FastFunds delivery, which is 5% of the advance amount, and get your cash within a day. There's no monthly fee and no interest. Any FastFunds fees and tips are totally optional.
A Tuo Payday Loan charges 1% of the original loan amount per day. So if you take out a $100 loan, you will get charged $1 per day until the loan is paid off. For a 14-day loan you would pay a total of $114, $100 in principal and $14 in interest. This equates to a 360% APR, which is over 100% lower than the leading California Payday lenders. If an ACH payment gets returned, Tuo will charge a one-time $15 fee
Payment options vary depending on your loan agreement.
Your loan will be due on the date set forth in the loan agreement.
If your next payday is within 9 days from the date you take out the loan, you can repay on the following payday. The maximum loan term per California law is 31 days.